| Major Loan Product | Particulars | LPF with GST |
Maximum Loan Amount | Rate of Interest | Loan Duration (Maximum) |
|---|---|---|---|---|---|
| Income Generating / Livelihood Loan | |||||
| 1.1 Agriculture | 1.1 Land Development | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months |
| 1.2 Seeds, Fertilisers, Pesticides, Ploughing | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months | |
| 1.3 Dug Well / Pump Set | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months | |
| 1.4 Agricultural Implements | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months | |
| 1.5 Vegetable Cultivation | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months | |
| 1.2 Animal Husbandry | 2.1 Dairy & Buffaloes | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months |
| 2.2 Goatery / Piggery / Duckery | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months | |
| 2.3 Poultry | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months | |
| 1.3 Micro Enterprise | 3.1 Business / Service / Technical | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months |
| 1.4 Pisciculture | 4.1 Boat & Net etc. | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months |
| 1.5 Leasing (in) | 5.1 Land | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months |
| Crisis / Social Ceremonies Loan | |||||
| 1.6 Consumption | 6.1 Health / Accidents / Death Loan | 1% | ₹70,000 | 16% (Reducing) | 24 Months |
| 6.2 Consumption Loan during Lean Season | 1% | ₹50,000 | 16% (Reducing) | 24 Months | |
| 6.3 Purchase of Lost Asset | 1% | ₹50,000 | 16% (Reducing) | 24 Months | |
| Housing Loan | |||||
| 1.7 Housing | 7.1 Repairing / Addition of Space | 1% | ₹2,50,000 | 16% (Reducing) | 36 Months |
| 7.2 New Construction | 1% | ₹5,00,000 | 16% (Reducing) | 48 Months | |
| Capacity Building Loan | |||||
| 1.8 Education / Technical Training | 8.1 Below HSC | 1% | ₹60,000 | 16% (Reducing) | 24 Months |
| 8.2 Above HSC / Technical Training | 1% | ₹1,00,000 | 16% (Reducing) | 30 Months | |
| 1.9 Old Debt Repayment | 9.1 Repayment of High-Cost Informal Loan | 1% | ₹50,000 | 16% (Reducing) | 24 Months |
| Asha Loan | |||||
| 1.10 Asha Loan (Poorest of the Poor) |
10.1 Income Generating / Health | 1% | ₹10,000 | — | 18 Months |
| Festival Loan | |||||
| 1.11 Observing Major Community Religious Festivals | 11.1 Dussehra / Pongal / Id / Zhuha etc. | 1% | ₹50,000 (1:5 times of saving, whichever is less) |
16% (Reducing) | 10 Months |
| Asset Creation Loan | |||||
| 1.12 Asset Creation | 12.1 Purchase of Household Assets | 1% | ₹1,20,000 | 16% (Reducing) | 30 Months |
| Social Ceremonies / Loan for Occasion | |||||
| 1.13 Celebrating Social Ceremonies | 13.1 Marriage / Birth etc. | 1% | ₹50,000 | 16% (Reducing) | 24 Months |
| Loan against Mahila Vikash Patra | |||||
| — | — | 1% |
Up to 75% of the amount fixed in Mahila Vikash Patra |
16% (Reducing) | 10 / 12 Months |